I must be honest and say that I had never heard of Car Gap Insurance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the Car Gap Insurance covers you in the event of a car being stolen and never recovered or one that is deemed a total loss by the insurers. If you still owe money on the car to a finance company then the gap insurance will pay off the difference between what the insurer says the car is worth and what finance you have left on it. Some of the policies will even leave you with some money to use as a deposit on another car. It`s, probably something that many people would never even consider when they take a car out on finance. If the insurance company decides that the car is worth less than you thought it might be when it is deemed a total loss then you could have to stump up the money to pay off the balance to the finance company. By taking out Car Gap Insurance this problem is eliminated so it`s certainly worth looking into if you want to insure the deprecation on your car.

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A business opportunity or biz-opp is difficult to define as it holds different meanings for different people. However, it is usually considered as any activity that involves the sale or lease of any product, service or equipment etc that enables the purchaser to begin a business. The seller of the business opportunity usually secures or assists the buyer in finding the means for his business. This is quite different from the sale of an independent business. In fact in most cases there is no need for a continued relationship between the buyer and seller after the sale is made. It includes the sale or lease of the business including the goodwill of the existing enterprise. It is a kind of a packaged business investment that allows the buyer to being a business. Technically all franchises are business opportunities but the opposite is not always true, all business opportunities are not franchises. However the business opportunity seller does not exercise any control over the buyer`s business activities and processes like in a franchise. Thus there is less support for the buyer than in the case of franchises but this may be an advantage for some people who want freedom in the running of their business. Normally there is no obligation to follow any strict rules, in fact you would only have to buy the equipment and materials and start your own business any way you prefer to. Also the licensor-seller usually guarantees an income greater than or equal to the price the licensee-buyer pays for the product and also assures that there is a market for the product. The seller also promises to buy back any unsold goods to the prospective customers and also supplies the sales or marketing program for the business. The most common types of business opportunity ventures are distributorships, rack jobbing and vending machine routes.